Data Protection
1. HANDLING IN TRUST
Frankfurt School Financial Services GmbH as the operator of this website takes the protection of your personal data very seriously and treats them with absolute confidentiality. We, the operator of this website, give an assurance that we ensure by technical means that no personal data are passed on.
All of your personal data (for example your name or e-mail address) are handled according to the General Data Protection Regulation (GDPR) and this statement on data protection. Only anonymised data that are necessary for using this website in full are passed to third parties. You will find a list of the service providers involved and their explicit data protection statements below on this page.
Applicable legal basis
In accordance with art. 13 of GDPR we inform you of the legal basis of our data processing. Insofar as the legal basis is not named in the data protection statement, the following applies: the legal basis for gaining consent is art. 6 para. 1 lit. a and art. 7 of GDPR, the legal basis for processing in order to fulfil our services and carry out contractual measures as well as to answer inquiries is art. 6 para. 1 lit. b of GDPR, the legal basis for processing to fulfil our legal obligations is art. 6 para. 1 lit. c of DSGVO, and the legal basis for processing for protecting our legitimate interests is art. 6 para. 1 lit. f of GDPR. In case vital interests of the persons affected or another natural person make processing of personal data necessary, art. 6 para. 1 lit. d of GDPR serves as the legal basis. The recording of data takes place on a voluntary basis at all times as far as possible. These data are not passed to third parties without your explicit consent. We draw attention to the fact that data transmission by internet (e.g. in communication by e-mail) can be subject to security loopholes. Total protection of data from access by third parties is not possible.
Area of application
This data protection statement informs you, the user, about the type, extent and purposes of collecting and using personal data by the operator responsible as named below on this website (referred to below as “website”).
Frankfurt School Financial Services GmbH
Adickesallee 32-34
60322 Frankfurt am Main
Germany
Email: info@fs-finance.com
Our data protection officer can be reached at the above-mentioned address with the addition “Data Protection Officer” or at the e-mail address: datenschutzbeauftragter@fs.de.
Your rights
You have the following rights in relation to us in respect of the personal data that affect you (according to Article 15 to 21 GDPR):
- the right of access
- the right to rectification and erasure
- the right to restricition of processing
- the right to object against processing
- the right to data portability.
Furthermore, you have the right to make a complaint to the supervisory authority about the processing of your personal data by us.
Type of data processed
Use data (e.g. websites visited, interest in content, times of access).
Meta-/communication data (e.g. information on devices, IP addresses).
Purpose and duration of processing
The operator of this site processes data in order to be able to make the website, its functions and contents available. Furthermore, the operator collects them in order to answer contact inquiries and to communicate with the user, for security measures and to measure traffic (Google Analytics), or for marketing purposes. The duration of data processing for these purposes is limited to the duration of the business relationship of the user with the operator of this site. For information on the duration of processing by third parties, please see the statement on data protection of the service provider concerned, to which we draw attention at the appropriate place in this data protection guideline.
Security measure
The operator of this website ensures by organisational, contractual and technical security measures compliance with the regulations of data protection legislation in order to protect in this way the data processed by us against manipulation by chance or deliberately, against loss, against destruction or access by unauthorised persons.
2. DELETION, WITHDRAWAL AND CHANGES TO THE DATA PROTECTION STATEMENT
Deletion of data
The data stored as part of this website will be deleted as soon as the purpose for which they were collected has been fulfilled or no statutory duties for storage prohibit the deletion. If user data are not deleted because they are used for other and legally permitted purposes, the processing of corresponding data is restricted. This applies for example to data of users that must be stored for reasons connected with commercial or tax law. In accordance with legal stipulations, storage takes place for 6 years according to § 257 para. 1 HGB (account books, inventories, opening balances, annual accounts, commercial correspondence, booking receipts, etc.) and for 10 years according to § 147 para. 1 AO (books, notes, situation reports, booking receipts, commercial and business correspondence, documents relevant to taxation, etc.).
Right of withdrawal
Users of this website, can in accordance with legal regulations, withdraw consent for the future processing of their personal data at any time, in particular for processing for the purposes of direct advertising.
Changes to the data protection statement
The operator of this website reserves the right to adapt the statement on data protection in order to conform to changes in the legal position, changes in the service or changes in data processing. This applies, however, only in relation to statements on data processing. Insofar as consent by users is required or parts of the data protection statement contain regulation of the contractual relationship with the user, the changes will take place only with the users’ consent. Users are thus requested to inform themselves regularly about the contents of this data protection statement.
3. COOPERATION WITH DATA PROCESSORS AND THIRD PARTIES
To make this website available and in the context of our processing, we may reveal data to other persons and companies (data processors or third parties), transfer data to them or permit access. This takes place exclusively on the basis of statutory permission (according to art. 6 para. 1 lit. b of DSGVO for contractual fulfilment, if for example transmission of the data to paid service providers is necessary), on the basis of your consent, on the basis of a legal obligation or on the basis of our legitimate interests, for example the use of hosting providers or similar services. If we commission third parties as part of a “commission contract” to process data, this takes place on the basis of art. 28 of DSGVO.“
Hosting
For the purpose of operating this website, we make use of hosting services. These serve to make available infrastructure and platform services, storage capacity, processing capacity, database services, technical maintenance services and security services.
In doing so, we or our hosting provider GoDaddy (www.godaddy.de) process user data, meta- and communication data, user-related data, content data, contractual data and contact data of visitors to this website, interested parties and customers. This takes place on the basis of our legitimate interest for the secure and efficient provision of this website according to art. 6 para. 1 lit. f of DSGVO in combination with art. 28 of DSGVO.
Cookies
This website uses cookies. Cookies are small pieces of text information that are stored in the context of this website through your web browser on the device you use for access. Their purpose is, on the one hand, user-friendliness, for example by storing log-in data and, on the other hand, gathering statistical data on the use of the website and analysis for optimising this website.
As a user, you can directly influence the use and storage of cookies through your browser. All usual browsers include an option that restricts or completely prevents the storing of cookies. We point out, however, that by this means to use and the convenience of use may be restricted.
Independently of this website, you can manage most online advertising cookies via the American website http://www.aboutads.info/choices/ or the EU site http://www.youronlinechoices.com/uk/your-ad-choices/.
Google Analytics
This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, i.e. small text files which are stored on your computer and make it possible to analyze your use of the website.
The information generated by the cookies is usually transmitted to a Google server in the United States and stored there. However, if IP anonymization is activated on this website, your IP address will firstly be truncated by Google within member states of the European Union or in other states of the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and truncated there. Google will use this information on behalf of the operator of this website to evaluate your use of the website, to compile reports on web activity and to provide further services for the website operator related to use of the website and the internet. The IP address transmitted by your browser in connection with Google Analytics will not be merged with other data from Google.
You can prevent cookies from being stored by setting your browser software accordingly; however, please note that if you do so, you may not be able to use all the functions of this website. You can also prevent Google from collecting and processing the data generated by the cookie relating to your use of the website (incl. your IP address) by downloading and installing the browser plugin available at [http://tools.google.com/dlpage/gaoptout?hl=en].
Google LLC, based in the USA, is certified for the US-European data protection agreement “Privacy Shield”, which guarantees compliance with the data protection level applicable in the EU.
As an alternative to the browser add-on or within browsers on mobile devices, you can click this link in order to opt-out from being tracked by Google Analytics within this website in the future (the opt-out applies only for the browser in which you set it and within this domain). An opt-out cookie will be stored on your device, which means that you’ll have to click this link again if you delete your cookies.
You can find more information on handling user data at Google Analytics in Google’s data protection declaration: https://support.google.com/analytics/answer/6004245?hl=de
Google Maps
To increase the user-friendliness of this website, we incorporate maps of the Google Maps service provided by Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. https://www.google.com/policies/privacy/. At https://adssettings.google.com/authenticated you can deactivate personalised advertising within the services offered by Google.
Social Plugins
This website uses social plugins of the following providers:
Facebook (Facebook Inc., 1601 S. California Ave, Palo Alto, CA 94304, USA)
Instagram (Instagram Inc., 1601 Willow Road, Menlo Park, CA, 94025, USA)
These plugins usually collect data from you by default and transmit it to the servers of the provider. In order to guarantee the protection of your privacy, we have taken technical measures to ensure that your data cannot be collected by the providers of the respective plugin without your consent. When you access a page on which the plugins are integrated, they are initially deactivated. Only with a click on the symbol the Plugins are activated and you give thereby your agreement that your data are transferred to the provider. Legal basis for this is Art. 6 Para. 1 a f DSGVO.
After activation, the plugins also collect personal data such as your IP address and send it to the servers of the provider, where it is stored. In addition, activated social plugins set a cookie with a unique identifier when the website is accessed. In this way, the providers can also create profiles about your usage behaviour. This happens even if you are not a member of the social network of the provider. If you are a member of the social network of the respective provider and you are logged into the social network during your visit to this website, your data and information may be linked to your profile on the social network. We have no influence on the exact extent of the data collected from you by the respective provider. For more detailed information about the scope, type and purpose of data processing and about rights and setting options to protect your privacy, please refer to the data protection information of the respective provider of the social network. These are available at the following addresses:
Facebook: https://www.facebook.com/policy.php
Instagram: http://instagram.com/legal/privacy
Facebook is certified under the Privacy Shield Agreement, providing a guarantee of compliance with European data protection law (https://www.privacyshield.gov/participant?id=a2zt0000000GnywAAC&status=Active).